AFCE introduced saving with a purpose (SWAP) module alongside traditional VSLA among the communities to enable the community set a smart financial goals for their saving and save towards achieving their goals. This is informed by the fact that much as village
saving and loan association schemes was introduced in west Nile region 20years ago, the community has not realized much benefit from the saving, most women have left their home and lost properties because they could not pay back the loan borrowed from the savings. Ever since the introduction of SWAP we have gather the following learning;
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